保理法的再体系化
李宇保理法的再体系化
Re-systemization of Factoring Law
期刊名称：《法学研究》
期刊年份：
作者：李宇
单位：上海财经大学法学院
中文关键词：保理;债权让与;有追索权保理;无追索权保理;让与担保
英文关键词：factoring; assignment of creditor’s rights; recourse factoring; non-recourse factoring; assignment for security purpose
中文摘要：
民法典保理合同章呈现浓郁的议题色彩，存在保理交易特别规范和债权让与一般规范交织、负担行为与处分行为规范共存等现象。议题式的法典仍需体系化地适用。保理法再体系化的要义在于：在民法典之外，确立保理交易法与保理业法的合理区隔；在民法典之内，对保理合同章的诸规范作层层拆分、还原，发掘其中的总则性规范品性，最大化地发挥其统领债法及贯通债物二法的体系效益。保理交易法具有价值中立性，不含管制目的；保理业法关于主体、客体、内容等事项的监管规定不影响保理合同构成与效力，亦不影响保理合同章中债权让与规范的适用。有追索权保理规范兼具让与担保一般规范的意义，可以为各类让与担保提供支持。应收账款转让登记制度外接质押登记制度和其他登记对抗主义规则，彼此的外观歧异并不意含内在差别，而是基于同一法理：应收账款转让未经登记的，不得对抗扣押债权人、破产债权人等第三人。登记作为公示方法具有压倒性优势，民法典第768条中的通知对抗规则和按比例取得规则仅具理论意义。
英文摘要：
The Factoring Contract Chapter of the Chinese Civil Code presents a strong topic-style as well as such features as the interweaving of the special rules of factoring transactions and the general rules of assignment of creditor’s rights and the coexistence of the rules of Verpflichtungsgesch?ft and the rules of Verfügungsgesch?ft. The topic-style code still needs to be applied systematically. The essence of the re-systematization of factoring law lies in establishing a reasonable separation between factoring transaction law in the Civil Code and factoring business law outside the Civil Code, and in reexamining the various rules of the Factoring Contract Chapter, and exploring the general character to maximize the system benefits of governing the law of obligation and connecting the law of obligation and property. Factoring transaction law is value neutral and does not contain the purpose of regulation, while the regulatory rules of the factoring business law on the parties, subject matter and content of factoring do not affect the nature and validity of factoring contracts, nor do they affect the application of the rules for the assignment of creditor’s rights in the Factoring Contract Chapter. The recourse factoring rules have the meaning of the general rule of assignment for security purpose and can provide support for various types of assignment for security purpose. The filing system of assignment of receivables is coordinated with the filing system of pledge and other filing rules. The differences in appearance of these filing rules do not imply internal differences, but are based on the same jurisprudence: if the assignment of receivables is not filed, it is subordinate to the third party, such as the judicial lien creditor or the bankrupt trustee. As a method of publicity, filing has an overwhelming advantage. The rules of notice and proportional acquisition in Article 768 of the Civil Code have only theoretical significance.
全文阅读： 点击下载
